1. STRATEGIC EQUITY MANAGER (Moderate / Aggressive)
2. INCOME MANAGER (Conservative / Moderate)
3. SELF DIRECTED FEE BASED ACCOUNT

Strategic Equity Manager

As an alternative to the ETF managed portfolios, I offer a growth-focused trading program that combines methodologies from the Investor’s Business Daily stock selection discipline, the point and figure tactics of Dorsey, Wright, and Associates, as well as other outside research tools and services. I screen for individual companies that meet specific criteria and chart patterns, establish target prices, utilize stop loss prices, trailing stops, profit taking, and short selling (if the market is perceived to be in a downtrend).  The objective is to find good solid companies with good products, management and earnings growth, with the anticipation that buyers will drive the price higher and appreciate the capital.  Each position has a systematic risk with sell targets and pre-determined stop losses.

A simple recipe for success is to stop out of losing stocks and allow winning stocks to run, following with a sell stop strategy.  Many investors may agree with the philosophy, but few of them follow it.  The most common behavior is to hold losers until they return to break even and take profits on winners to put the money in the bank.  While nothing is wrong with taking profits, accepting a bad position and getting out before it gets worse is more important.  Quite often, the losing positions never return to break even as there is overhead resistance from all of the other sellers that are in the same situation.  If an investor is right half of the time, sells the losers at a 7-10% loss, and allows the winners to run beyond 7-10% and continue while trailing with stop losses to protect gains, the math calculates in favor of profitability.

Your portfolio will be allocated among individual stocks based on a variety of considerations: Risk tolerance, objective, income needs, time horizon, age, and financial goals. 

Income Manager

For the investor seeking monthly income, a portfolio will be structured with regard to various considerations.  Income can be generated from a spectrum of investment vehicles with risk levels ranging from conservative to aggressive (including, but not limited to):  Fixed income (bonds), Preferred stocks, UITs, closed end funds, reverse convertibles, dividend-yielding stocks, direct participation programs, etc.  Based on an investor’s monthly income needs, a portfolio is structured and managed to meet those investment objectives.

Self Directed Fee-Based Account

For the investor that wants to participate in the decision-making, directing a portion of the account, while the balance of the account is structured with professional guidance, this open architecture account may be suitable.